Protect What Matters Most — Your Family, Your Wishes, and Your Legacy

"We spend a lifetime trying to keep our family together, and many times we fail to structure our financial affairs and estate plans to help keep our families together after our demise." — Jamison R. Banna

Estate planning is about much more than distributing assets. It's about protecting the people you love, preserving what you've built, and ensuring that your wishes are honored — no matter what life brings.

A thoughtful plan goes beyond financial transfers — it considers the timing and readiness of each beneficiary. The right plan ensures money is distributed at the right time and in the right amount, based on each individual's emotional situation, life experience, and financial knowledge. This helps set your loved ones up for success, not struggle, so your legacy strengthens your family for generations to come.

Questions Every Family Should Consider

• When should your children receive their inheritance — all at once, or gradually over time?
• Who will serve as Trustee and manage assets until your children reach adulthood?
• If you have minor children, who will be their guardian and oversee their finances until age 18?
• In the event of incapacity, who has legal authority to handle your affairs and care for your loved ones?
• What are your wishes for medical decisions and life-support directives?
• Are your assets structured to minimize taxes and avoid probate?
• Do you wish to preserve your legacy for multiple generations or support charitable causes that reflect your values?
• Who will serve as Personal Representative or Executor to ensure your plans are carried out exactly as intended?

Creating a Legacy That Lasts

Each of us has the potential to create a lasting legacy — one that supports and encourages loved ones, strengthens family unity, and contributes to causes we care about. A thoughtful estate plan helps you share not only your wealth but also your values and vision for the future.

At Glacier Wealth Management, we believe estate planning is a vital part of your overall financial strategy. We work closely with trusted estate attorneys to help you:

• Protect and distribute your assets according to your wishes
• Reduce potential estate taxes and probate costs
• Safeguard your family from unnecessary legal and financial hardship
• Build a lasting impact that reflects who you are and what you believe in
• Help keep the family together and give beneficiaries the best chance at success